Higher Ground Insurance & Financial Services exists to provide individual strategies and solutions to our clients' most pressing financial concerns.
This is accomplished by:
-Listening
-Understanding that our client is the only focus.
-Asking questions and defining the needs and desires of our clients.
-Developing and putting in place a purpose driven financial strategy based on those individual needs and desires.
-Monitoring the progress, and making 'course corrections' as necessary, as the client's Lifetime Partner.
-Adhering to the creed: Prescription before Diagnosis equals Malpractice.
Newsletters
-
What’s Required of the Executor of an Estate?
Being named as the executor of an estate is generally an honor but settling an estate can be a difficult and time-consuming job. This article provides an overview of typical executor responsibilities.
-
Where Will You Live as You Grow Older?
Many people would rather not think about the consequences of aging in general, much less that they might eventually need to rethink their living situation.
-
A New Year, A New Opportunity to Save with a 529 Plan
This article explains how a 529 plan can help a family save for college, including recent changes that have made these plans more flexible.
-
How a Family Limited Partnership Can Power an Estate Plan
A family limited partnership is a legal agreement that enables business owners and their heirs to address succession, estate, and tax planning needs, all at once.
Calculators
-
Lease Payment
How much would your monthly lease payment be?
-
Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
-
Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
-
IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.