Higher Ground Insurance & Financial Services exists to provide individual strategies and solutions to our clients' most pressing financial concerns.
This is accomplished by:
-Listening
-Understanding that our client is the only focus.
-Asking questions and defining the needs and desires of our clients.
-Developing and putting in place a purpose driven financial strategy based on those individual needs and desires.
-Monitoring the progress, and making 'course corrections' as necessary, as the client's Lifetime Partner.
-Adhering to the creed: Prescription before Diagnosis equals Malpractice.
Newsletters
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New SAVE Repayment Plan Offers Key Benefits
In July 2023, the Department of Education launched a new income-driven repayment plan for federal student loans called the Saving on a Valuable Education Plan.
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Do You Have Enough Life Insurance?
Life insurance needs change over time. This article presents five guidelines to help determine an appropriate amount of life insurance coverage.
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HOT TOPIC: The Fed Finally Cut Interest Rates
The Fed’s first rate cut of one-half percentage point in four years marks a critical juncture for the economy, with significant implications for consumers, businesses, and investors.
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The United States Is Older Than Ever Before
The median age of the U.S. population rose to a record high in 2022, a demographic trend that has implications for the economy and government programs like Social Security and Medicare.
Calculators
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Lifetime Earnings
This calculator is designed to help you attach a dollar figure to your life’s work.
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Credit Card Debt
How Long Will It Take to Pay my Balance?
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.